The financial sector demands precision, compliance, and carefully structured agreements. At Muriungi, Kajuju & Karoki Advocates LLP, we advise banks, financial institutions, fintech platforms, investors, and borrowers on a wide range of lending and financing transactions across Kenya.

Our banking and finance legal services include:

  • Loan Structuring & Documentation – Drafting and negotiating facility agreements, term loans, overdrafts, asset finance, and syndicated lending.

  • Security Creation & Perfection – Preparing charges, debentures, mortgages, pledges, guarantees, and registering securities with the relevant authorities.

  • Project & Infrastructure Finance – Advising on financing arrangements for energy, transport, real estate, and development projects.

  • Regulatory Compliance – Ensuring adherence to Central Bank of Kenya (CBK), anti-money laundering (AML), and financial reporting regulations.

  • Debt Recovery & Enforcement – Representing lenders in asset repossession, insolvency processes, and loan restructuring negotiations.

  • Islamic Finance & Alternative Funding Models – Supporting Sharia-compliant financing structures, leasing arrangements, and microfinance operations.

With an in-depth understanding of both traditional and emerging financial products, we provide clear, commercially aligned guidance—ensuring transactions are secure, enforceable, and strategically advantageous for our clients.